🔥 Limited-time saleSenior Playbook $12.99 $25 · Nobody Told You This $4.99 $9.99 · Home Money Playbook $12.99Up to 50% offEnds in …
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🔥 Sale · Up to 50% off · Ends Nov 302026 Edition · Updated October 2026

Everything the Government Owes You After 65 — Finally Explained.

Social Security, Medicare, the IRS, Medicaid & your pension — every benefit and every trap, in plain English, with the exact form, phone number and deadline.

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🔥 SALE · ROBERT’S PICK · SAVE 48% 🔥★ ROBERT’S PICK · THE COMPLETE BOOK ★
The U.S. Senior Survival Playbook — 2026 Edition48% OFF2026 EDITION

The U.S. Senior Survival Playbook

38 chapters · 73 pages · 75+ benefits, traps & strategies
  • Get your $202.90 Medicare premium paid by a state program
  • The new $6,000 senior deduction ($12,000 for couples)
  • The free form that can cut a Medicare surcharge by up to $487 a month
  • Protect your home and spouse from nursing-home costs
  • Every form, number & deadline — plus the master checklist
$25$12.99$25
You save $12.01One-time · instant PDF
Get the Complete Playbook — $12.99$25
By buying, you agree to our Terms & Disclaimer.
The big five in one book: Social Security, Medicare, taxes, Medicaid & your pension.
Smaller budget? Start here
Nobody Told You This — everyday money rights50% OFF

Nobody Told You This

Everyday money rights · 12 rules + 6 tools
  • Hospital bills, doctor charges, medicine programs & funerals
  • 5-minute money check, worksheets & cut-out cards
$9.99$4.99$9.99
Start with this book — $4.99$9.99
By buying, you agree to our Terms & Disclaimer.
A separate book — not a cut-down Playbook. No repeated topics.
Robert
Hi, I’m Robert — from the Robert Retires channel on YouTube. I make plain-English money videos for American seniors. Both books are instant PDFs — read tonight on any phone, tablet or computer.
DEC
7

Medicare Open Enrollment runs October 15 – December 7. The Playbook is updated for 2027 — the new $2,400 drug cap, 15 newly price-negotiated drugs, and exactly what to re-check before you switch plans.

✓ Verified 2026 figures ✓ No ads or upsells in the Playbook ✓ Written in plain English ✓ Every form, number & deadline

If this sounds like you…

You’re not behind. Nobody ever laid it out for you. The Playbook does.

Inside the Playbook — on sale for $12.99Inside the $25 Playbook

38 chapters. Real dollar amounts. One complete map.

Every area that decides whether you keep your money — each with the exact form, phone number and deadline.

Part One · 8 chaptersSocial Security

The claiming decision that changes your check by hundreds of dollars a month — for life, spousal benefits worth up to 50% of the higher earner’s, the widow’s tax trap, and how to fight the new 50% overpayment clawback.

Part Two · 7 chaptersMedicare

Get your $202.90 premium paid, pay as little as $5.10 for a generic with Extra Help, avoid the penalties that last for life, and the one free form that can cut a surcharge by up to $487 a month.

Part Three · 6 chaptersThe IRS & Your Taxes

The new $6,000 senior deduction (through 2028), why a couple 65+ can shield $47,500 before owing federal tax, the deduction hiding in your Medicare premiums, and how to defuse the RMD “tax bomb.”

Part Four · 7 chaptersMedicaid & Your Home

A private nursing-home room runs a median $129,575 a year. How the law protects the spouse at home (up to $162,660), the 5-year lookback’s “innocent” mistakes, and the smart way to pass the house.

Part Five · 8 chaptersPension, Veterans & Everyday Money

Pension choices that lock in for life, the VA benefit worth up to $29,093 a year most who qualify never apply for, property-tax relief, food and utility help, and the 2026 scam playbook.

The Master Key · 2 chapters + toolsYour Plan

The free screening that checks you against 2,000+ programs, what changes in 2027, a key-dates calendar, the one-week master checklist and your “My Numbers” worksheet.

Get the Complete Playbook — $12.99$25

By buying, you agree to our Terms & Disclaimer.

See exactly what you’re getting.

No fluff, no filler — the verified number, the exact action, and the trap to avoid. Two real pages from the Playbook:

Page 28: Get your Part B premium paid
Medicare — getting your premium paid
Page 69: The one-week master checklist
The one-week master checklist

What knowing this is worth.

One hour with a CPA
$300+
One missed benefit
$1,000s / year
The complete Playbook
$25$12.99$25
Sale price · ends Nov 30

If the Playbook shows you even one thing you’re missing, it pays for itself many times over — and it’s built to show you several.

What viewers say.

Real comments from viewers of the Robert Retires channel — the videos these books are based on.

★★★★★

“Wow!!! That little detail has been hiding there all this time and I’m 77 now and just learning about it. Great info my friend, much thanks.”

— Margaret T., 77
★★★★½

“For the first time I understood the Medicare lookback before it cost me. Nobody had ever mentioned it.”

— James R.
★★★★☆

“Finally someone explains this in plain English without trying to sell me something. Thank you.”

— Linda S.

Who wrote these books.

Robert

Robert

Creator of the “Robert Retires” YouTube channel

Every week on my channel, I take one confusing rule about Social Security, Medicare, or taxes and explain it in plain English — the way someone should have explained it to me.

And I kept getting the same messages from viewers: “Nobody ever told me this.” “I wish I’d known before it cost me.” So I put everything I cover into one place — every benefit, every form, every deadline — and checked every number for 2026.

There are no ads and no upsells inside the Playbook. It points you to free government programs, not more things to buy. My only goal is that you finally get what you already paid for across a lifetime of work.

— Robert
A second, different book

Start with your everyday money rights.

Nobody Told You This

Nobody Told You This is a short, practical book about the rights you already have at the hospital, the doctor, the pharmacy, the funeral home and beyond. Each rule tells you what it can be worth, why nobody tells you, and the exact words to say — with a box for your own numbers.

  1. 01The hospital bill you may not have to pay
  2. 02The 15% rule before you see a new doctor
  3. 03The money a debt collector can’t touch
  4. 04Free-medicine programs drugmakers don’t advertise
  5. 05Half-price bus fare with your Medicare card
  6. 06The car-insurance discount you earn in an afternoon
  7. 07The free eye-exam program for people 65+
  8. 08Your rights at the funeral home
  9. 09The life insurance policy nobody knew about
  10. 10The home-repair grant for rural seniors
  11. 11The 3-day right to cancel
  12. 12The one name that can stop a scam at your brokerage

Plus 6 tools: a 5-minute money check · a one-page action list · a money-found tracker · a before-you-call checklist · a call log · cut-out wallet & fridge cards.

Two different books, no repeats. Nobody Told You This covers your everyday money rights. The Playbook covers the big government systems — Social Security, Medicare, taxes, Medicaid and your pension — where the biggest money decisions of retirement are made.
Get Nobody Told You This — $4.99$9.99

By buying, you agree to our Terms & Disclaimer.

Side by side

Two books. Different topics.

Nobody Told You This$9.99$4.99$9.99 ROBERT’S PICKComplete Playbook$25$12.99$25
What it coversEveryday money rightsThe big five government systems
Length12 rules + 6 tools38 chapters · 73 pages
Social Security: claiming, spousal & survivor benefits✕✓
Medicare: premiums, penalties & drug costs✕✓
Taxes: the new $6,000 senior deduction✕✓
Medicaid: protecting your home & spouse✕✓
Pension & VA benefits✕✓
Master checklist, calendar & 2026 numbers✕✓
Hospital bills, doctor charges & medicine programs✓✕
Funeral, insurance & consumer rights✓✕
Best forEveryday rightsThe whole picture
Get it — $4.99$9.99 Get it — $12.99$25

By buying, you agree to our Terms & Disclaimer.

🔒 Secure checkout through Gumroad⚡ Instant download✓ One-time payment — no subscription

Digital products — instant-download PDFs you read on any phone, tablet, or computer; nothing is shipped. These are general educational guides, not financial, legal, or tax advice.

Your questions, answered.

How long does the sale last?

Until Monday, November 30 at 11:59 PM Eastern. Until then, The U.S. Senior Survival Playbook is $12.99 (normally $25) and Nobody Told You This is $4.99 (normally $9.99). After that, prices go back to normal. It’s the same complete book — nothing is cut out.

What’s the difference between the two books?

They cover different topics. The U.S. Senior Survival Playbook ($12.99 in the sale, normally $25$25) is the complete 38-chapter guide to the big government systems — Social Security, Medicare, taxes, Medicaid and your pension — with every form, phone number and deadline, plus the checklists and calendar. Nobody Told You This ($4.99 in the sale, normally $9.99$9.99) is a short guide to 12 everyday money rights — hospital bills, doctor charges, medicine programs, funerals, insurance and more — with a 5-minute money check, worksheets and cut-out cards.

Which one should I choose?

They’re two different books, so pick the one that matches your questions. For the biggest money of retirement — Social Security, Medicare, taxes and protecting your home — choose the Playbook ($12.99$25). If your budget is smaller, or your questions are about hospital bills, medicine and funeral costs, start with Nobody Told You This ($4.99$9.99). You can add the other one any time — no topic appears in both.

Do the two books repeat each other?

No. Each book covers different topics, so if you get both, you’re never paying twice for the same chapter.

If I start with Nobody Told You This, can I get the Playbook later?

Yes, any time, right here at robertretires.com.

Do I need to be good with computers?

Not at all. After you buy, you get a simple link to download your book as a PDF. You can read it on any phone, tablet, or computer — or print it at the kitchen table. If you can open an email, you can use this.

I already claimed Social Security. Is this still for me?

Yes — that’s one section of one part. The Medicare savings programs, the new tax deduction, the Medicaid and home-protection rules, the property-tax relief and the savings checklist all apply no matter when you claimed.

Is this a subscription?

No. Each book is a one-time payment and yours to keep. Nothing is recurring.

Why is the Playbook only $25?

Because the people who need this most are living on fixed incomes. Nobody should have to pay $300 for an hour with a professional just to learn what they’re already owed. $25 keeps it within reach — and the book points you to free government help for everything else.

Will you call me or share my information?

Never. We only use your email to deliver your book and, if you’d like, to let you know when it’s updated. We never ask for your phone number, and we never sell your information to anyone.

Is this financial or legal advice?

No — it’s plain-English education to help you understand what you’re entitled to and what to ask. The rules vary by state and change over time, so always confirm your own situation with the official agency or a qualified professional before acting. Every source is cited in the books.

More from Robert Retires

Other plain-English books for U.S. retirees

The Retiree’s Home Money PlaybookSALEThe Retiree’s Home Money PlaybookYour mortgage, home equity, reverse mortgages & protecting the house.On sale — $12.99 $25 →See the book — $25 → The Veteran’s Benefits PlaybookThe Veteran’s Benefits PlaybookVA disability pay, pension, Aid & Attendance and survivor benefits.See the book — $19.99 →

Outside the U.S.? See the editions for the UK, Canada and Australia.